Assurity Contracting

Assurity offers whole life insurance protection plans: Simplified Level Benefit; Simplified Graded Benefit, and Simplified Modified Benefit; and a level benefit whole life plan. Single Premium Whole Life is also available for the older individual interested in buying a guaranteed death benefit with a single payment.

Term Life

  • Accelerated underwriting available up to $500,000
  • Flexible face amounts from $25,000 to $10 million on all underwriting classes
  • Option to convert to permanent life insurance
  • 10, 15, 20, or 30 year terms available

Whole Life

  • Premiums will never increase
  • Issues ages 0-85
  • Rider available for additional coverage
  • Policies build cash value

Acci-Flex

  • Issues ages 18-60 with premiums guaranteed to age 75
  • Up to $250,000 benefit amount
  • Return of premium rider available
  • Accident-only disability income rider available

Joint First-to-Die

  • Issues ages 0-85
  • Optional riders allow the client to customize coverage
  • Accelerated benefit rider at no additional cost

Single Premium Whole Life

  • Issues ages 0-80
  • Tobacco and non-tobacco rates
  • Full suite of products in one contract

Universal Life

  • Issues ages 0-85
  • Guaranteed interest rate is 3%
  • Preferred, selected, and standard underwriting classes

Simplified Issue Whole Life

  • Level, graded, and modified death benefits
  • Up to $50,000 in coverage
  • 30 day free look

Simplified Disability Income

  • Issues ages 18-59
  • Up to 180 day elimination period
  • Benefit period up to 2 years
  • Return of premium rider available

Business Overhead Expense Disability Income

  • Affordable premiums that are generally tax deductible
  • 30, 60, or 90 day elimination periods
  • Monthly benefits up to $10,000
  • 12 or 24 month benefit periods

Century and Individual Disability Income

  • Issues ages 18-60
  • 30, 60, 90, 180, even 365 day elimination periods available
  • Benefit periods up to 10 years
  • Customize coverage with riders

Graded Benefit Disability

  • Up to $11,000 monthly benefit
  • Guaranteed renewable to age 65
  • Most occupations accepted, no variation of premium by occupation
  • Elimination period of up to 365 days

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