Cigna Final Expense

Cigna Final Expense or Individual Whole Life insured by Loyal American Life Insurance Company is designed to help pay final expenses with level and modified benefits.

Simplified issue means by answering medical questions the coverage is determined.

Level Benefit Plan will pay the full death benefit amount chosen and includes a terminal illness accelerated benefit rider at no additional charge. Modified Benefit Plan has adjusted levels of coverage for the first two years of the life of the policy.

No annual policy fee, no height/weight chart, optional rider, spousal/domestic or civil union partner premium discount are a few of the features. 

Please click the "Product Information and Forms" button to get agent supplies for the Cigna Final Expense plan.


Product Highlights:
  • Issue ages from 50 – 85
  • No premium increases
  • No height or weight chart
  • No wet signature - great for phone sales
  • 5% spousal discount & can be on same app
  • Death Benefits from $2,000 - $25,000