United American Insurance Company

United American Insurance Company was founded in 1947; Home Office is located in McKinney, Texas.

United American has consistently earned strong financial ratings from A.M. Best Company and Standard & Poor’s. For more than 35 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best and AA- “Very Strong” for Financial Strength by S&P.


United American Annuities

United American offers a Reserve Fund Annuity and a Single Premium Deferred Annuity. The Single Premium Deferred Annuity allows one deposit at time of application and no additional deposits. This initial deposit gains interest over time.


The Reserve Fund Annuity is available to those applying for certain Medicare Supplement plans. Annuitants can make deposits and withdrawals at any time.

United American Medicare Supplements

United American offers standardized Medicare Supplement plans A, B, C, D, F, HDF, G, K, L, and N to help cover certain deductibles, coinsurance, and out-of-pocket expenses not covered by Medicare Part A and Medicare Part B. United American is one of the leading carriers offering Medicare Supplement plans and one of the leading writers of Med Supp. On average United American pays claims with 3 days and United American Med Supp issue average is 4 days.


  • Guaranteed renewable
  • Portable – policy stays in force even if you move or change jobs
  • Policy can’t be canceled as long as premiums are paid on time
  • Also available as a group plan


United American Final Expense

UA offers whole life and term life insurance policies that pay a benefit amount upon the death of the insured. The insured may choose the benefit amount and type of life insurance that is right for his or her family.


  • A+ (Superior) A.M. Best Company – for more than 35 consecutive years
  • HDF rates as low as $32**
  • iGO e-App® for Medicare Supplement sales
  • Level commissions and lifetime renewals***
  • 100% vested from Day 1
  • UA Leads Available with NCC

* As of 6/15

**ProCare Plan HDF rate for female, age 65, national average. Rates vary by state and Area. A calendar-year deductible of $2,180 applies before policy benefits take effect. Other policies may be more suitable for your customers’ needs.

***Limited to 6th policy year on guaranteed issue Medicare Advantage Replacements, not available in WA.