Nursing Facility Care is an indemnity plan of insurance with benefits for nursing facility confinement stays, hospital stays, and registered nurse services.
Nursing facility confinement which includes benefits for all levels of Facility Care ~ skilled, intermediate, and custodial – plan pays $120 nursing facility indemnity/per day (following chosen elimination period). Nursing facility care daily benefit when confined in a nursing facility after the elimination period until the end of the period of care.
Daily hospital indemnity when confined in a hospital (basic plan pays $10.00 per day); and a registered nurse indemnity pays for services of a private duty, graduate, registered nurse when confined in a hospital or nursing facility.
Registered nurse indemnity when confined in a hospital or nursing facility as a resident bed in-patient – plan pays $30.00 per shift, max of two shifts per day.
Covers pre-existing conditions after in-force for six months.
Benefits are paid directly to the insured unless assigned to the provider.