Ameritas PrimeStar Protect

State Availability

Current as of 10/21/2020

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA ME MI MN MS MT NC ND NE NJ NM OH OK OR RI SC TN TX UT VA VT WI WV WY

Plan Information

Current as of 10/21/2020

Protect plans are especially for those who value the freedom to visit any dentist, but will also enjoy additional savings with an Ameritas dental network provider. While all PrimeStar plans allow individuals to choose any dentist, Protect offers richer benefits out-of-network than their Network plan. If a member uses a non-network dentist, covered benefits are paid at the 80th percentile of usual and customary charges. Members pay the difference between what the plan pays and the dentist’s actual charge.

If an individual uses an in-network provider, out-of-pocket costs will be based on the contracted fees which may result in lower out-of-pocket costs. Plan options include:

  • No enrollment fees.
  • No waiting periods.
  • Discounted fees, generally 25-50% below average charges in your community.
  • Immediate network discounts.
  • One of the largest nationwide networks.

Quick Links

Ameritas Contracting