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Current as of 10/21/2020
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Protect plans are especially for those who value the freedom to visit any dentist, but will also enjoy additional savings with an Ameritas dental network provider. While all PrimeStar plans allow individuals to choose any dentist, Protect offers richer benefits out-of-network than their Network plan. If a member uses a non-network dentist, covered benefits are paid at the 80th percentile of usual and customary charges. Members pay the difference between what the plan pays and the dentist’s actual charge.
If an individual uses an in-network provider, out-of-pocket costs will be based on the contracted fees which may result in lower out-of-pocket costs. Plan options include:
