Guarantee Trust Life (GTL) Precision Care

State Availability

Current as of 02/05/2021 – Plan Year 2021

AK AL AR AZ CO CT DE FL GA HI IA IL IN KS KY LA MD ME MI MO MS NC ND NE NM NV OH OK OR PA RI SC SD TN TX UT VT WA WI WV

Plan Information

Current as of 05/01/2020 – Plan Year 2021

GTL’s Precision Care™ allows you to select the amount of base coverage that is right for you. Your selected lump sum is paid directly to you if you are diagnosed with cancer.

As new advancements in cancer treatments develop, many of these innovations are not covered by traditional health insurance or even Medicare — or can require strict adherence to Medicare guidelines. Additionally, increasing out-of-pocket medical expenses such as health insurance co-payments and deductibles can leave many unprepared for the high costs associated with a cancer diagnosis.

Precision Care™ will pay for TGen’s genomic services and consultations while providing you with a choice of lump-sum benefits up to $75,000 to help pay for other medical and non-medical expenses which can be costly while fighting cancer.

Your genome is the complete set of your DNA. It is your blueprint.

Genome sequencing:

Analyzes a patient’s tumor “fingerprint” to see if there are therapies that have worked well before.
Allows the oncologist to match each patient with the best treatment based upon the underlying biology of your specific cancer.
Makes medicine more rational, personal, and precise by identifying molecular targets before treating the cancer.
Identifies whether targeted drugs that support your own immune system’s ability to fight cancer could be beneficial to you.

How does GTL’s Precision Medicine Benefit work?

Patient is diagnosed with Cancer.
Patient files cancer claim with GTL.
Patient informs their doctor they have access to genome sequencing through TGen.
Biopsy is taken and sent to TGen.
GTL pays benefits for the testing and any consultative services.
Patient and doctor get one-on-one consultations with a TGen oncology expert to explain sequencing results and treatment options.
Experimental Treatment and In Situ Benefits Included.
Access to Ask Mayo Clinic Online.

Additional Benefit Riders include: Cancer Benefit Builder, Child Coverage, and Return of Premium riders.