Mutual of Omaha Dental

State Availability

Current as of 04/07/2021 – Plan Year 2021

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Plan Information

Current as of 03/05/2021 – Plan Year 2021

Issue ages 19–99.

  • Issue ages: 19 to 99.
  • Guaranteed issue
  • Community-rated.
  • Guaranteed renewable.

Two competitively priced dental coverage options:

Mutual Dental Preferred and Mutual Dental Protection; a Vision Benefit Rider is optional to enhance either plan. Clients must own the dental insurance policy to purchase this rider. The Vision Benefit provides a reimbursement benefit that pays as follows: up to $50 every calendar year for one eye exam (no waiting period) and up to $150 every two calendar years for eyeglasses or contact lenses (after a six-month waiting period).

  • Calendar Year Deductible: $0 for preventive services and $50 for the basic and major services under the Preferred Plan; and $100 for all services combined under the Protection Plan.
  • Preventive, basic, and major services include cleanings, x-rays, fillings, extractions, emergency treatment, crowns, dentures, bridges, root canals, periodontics, and oral surgery benefits.
  • Calendar year benefit: $1,500 and $1,000 for Mutual Dental Preferred and Mutual Dental Protection, respectively; and the lifetime maximum amount for dental implants: $3,000 under the Preferred Plan; and $2,000 under the Protection Plan.
  • Pretreatment estimates available for services $200 or more.
  • E-App available (has multiple signature options)

Quick Links

Mutual of Omaha