Mutual of Omaha DI Choice

State Availability

Current as of 02/17/2021

CA NY

Plan Information

Current as of 03/05/2021

Issue ages 18–61.

Accident Only Disability

Issue ages 18-61. Guaranteed renewable until age 67. Maximum monthly benefit $5,000.

Benefit period (months) 3, 6, 12, 24. Elimination period (days) 0, 7, 14, 30, 60, 90.

Optional riders (available only at issue): Accident Hospital Confinement Indemnity, Accident Medical Expense.

Short-Term Disability

Issues ages 18-61. Guaranteed renewable until age 67; conditionally renewable to age 75.

Maximum monthly benefit $5,000. Benefit period (months) 3, 6, 12, 24.

Optional riders: Hospital Confinement Indemnity, Accident Medical Expense, Critical Illness, Return of Premium.

Long-Term Disability

Issue ages 18-61. Guaranteed renewable until age 67; conditionally renewable to age 75.

Maximum monthly benefit $12,000. Benefit period (years) 2, 5, 10.

Optional riders: Hospital Confinement Indemnity, Accident Medical Expense, Critical Illness, Return of Premium, Social Insurance Supplement, Extended Own Occupation Disability Definition Amendment, Future Insurability Option, Extended Proportionate Disability, Cost-of-Living Adjustment Rider.

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