Current as of 04/07/2021AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MD ME MI MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
Current as of 05/04/2020
Issue ages 18–70.
Guaranteed ADvantage Accidental Death Insurance covers your client in the case of death resulting from an accident.
Guaranteed Advantage Accidental Death is guaranteed issue for all that apply. No health questions, medical exams, or occupational restrictions.
Accidental Death Benefits: $50,000 to $500,000 (increments of $1,000). Spouse coverage is 100% of the proposed insured coverage, and child coverage is 20% of the proposed insured coverage. All accident coverage is 24-hour coverage. Common carrier benefits: Provides an additional death benefit equal to the base accidental death benefit. Auto-Pedestrian Benefit: pays an additional 25% of the accidental death benefit. Family coverage is available.
Optional Rider: Return of Premium Rider is only available for ages 18 to 50; if applying for family coverage, both Insureds must be age 50 and under at the time of application; availability may vary by state.
A spouse can’t be added to the policy after issue. Additional children can be added after issue as long as eligibility requirements are met.