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New Era PALIC Health Saver Plus Gold Edition

State Availability

AL AR AZ GA IA ID IL KY LA MI MO MS NC NE OH OK OR PA SC TN TX UT WI

Plan Information

Current as of 05/04/2020

PALIC’s Health Saver Plus Gold Edition Policy offers policyholders a growing number of tools, resources and value-added benefits that are sure to help you navigate through the costly and complex healthcare and marketplace.

Calendar Year Maximum Benefit: $100,000, $250,000 and $1,000,000

Lifetime Maximum of $5,000,000 per policy.

Calendar Year Confinement Deductible: $100, $500, $1,000, $2,500, $5,000, $7,500 and $10,000.

Hospital Indemnity Benefits: (benefit levels are Gold Value, Gold Plus and Gold Preferred)

  • Hospital Admission.
  • Hospital Confinement.
  • Hospital ICU.
  • Confinement for Mental Illness, Alcohol and/or Substance Abuse.
  • Confinement in a Rehabilitation Facility/Skilled Nursing Facility.
  • Outpatient Radiation or Chemotherapy.
  • Outpatient Hospital or Ambulatory Surgical Center.

Professional Services:

  • Inpatient Physicians Care.
  • Surgery Indemnity.
  • Inpatient Pathology/Radiology.
  • Assistant Surgeon Surgical Services.
  • Anesthesia Indemnity.

Additional Outpatient Benefits: Aggregate Calendar Year Maximum: $4,000 (Value), $6,000 (Plus), and $8,000 (Preferred).

Physician Indemnity; Specialist Physician; Surgery; MRI/PET/CAT Scan or Nuclear Testing; X-rays or Other Diagnostic Testing; Laboratory Indemnity; Injection Indemnity; Emergency Department Indemnity; Urgent Care Center Indemnity; Ambulance Indemnity; Generic/Brand Name Prescription Indemnity; Preventive Care; Mammograms; Colonoscopy Without Finding Polyps; All Other Care Preventative Services

Additional Plan highlights include the following: Telahealth Services and optional Critical Illness Rider or Policy.

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