Current as of 05/04/2020
PALIC’s Short Term Medical Wrap policy is designed to provide catastrophic coverage for major hospital, medical, and surgical expenses incurred as a result of medically necessary care for a covered sickness or injury during a benefit period.
Issue ages 0 to 64. Coverage is in force only for the Benefit period selected and approved. Coverage ends on last day of the specific period selected. Benefit periods range from 3 months to 364 days.
Maximum Benefit: $250,000/$1,000,000 (with optional Enhancement rider). Deductible per Covered Person (maximum of two deductibles per policy per benefit period): $25,000/$50,000.
Also includes a 10 Day Free Look and E-Enrollment.