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New Era PALIC Short Term Medical Wrap Plan

State Availability

AL AR AZ GA IL LA MS NC OK PA SC TN TX

Plan Information

Current as of 05/04/2020

PALIC’s Short Term Medical Wrap policy is designed to provide catastrophic coverage for major hospital, medical, and surgical expenses incurred as a result of medically necessary care for a covered sickness or injury during a benefit period.

Issue ages 0 to 64. Coverage is in force only for the Benefit period selected and approved. Coverage ends on last day of the specific period selected. Benefit periods range from 3 months to 364 days.

Maximum Benefit: $250,000/$1,000,000 (with optional Enhancement rider). Deductible per Covered Person (maximum of two deductibles per policy per benefit period): $25,000/$50,000.

Benefit Summary:

  • Inpatient Hospital
  • Hospital Physician Services
  • Surgical and Anesthesia Services
  • Doctor Office Visits
  • Outpatient Services
  • Skilled Nursing Facility Care
  • Home Health Care
  • Outpatient Physical Medicine Services
  • Ambulance
  • Prescription Drugs
  • Complications of Pregnancy
  • Durable Medical Equipment and Supplies
  • X-ray
  • Radiation Therapy
  • Chemotherapy and Laboratory Charges
  • Cancer Treatment Drugs
  • Transplantation

Also includes a 10 Day Free Look and E-Enrollment.

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