Current as of 05/04/2020
PALIC’s Specified Disease Plan can help individuals protect themselves from costly medical procedures and expenses associated with fighting specified diseases and conditions.
Lifetime Maximum Benefit – $2,000,000
Calendar Year Maximum Benefit – $250,000/$500,000/$1,000,000
Deductible – Per insured person with a maximum of 3 deductibles per calendar year. $100,000/$75,000/$50,000/$25,000
After the deductible, the plan will pay the actual charges up to the usual, customary and reasonable amount for expenses incurred for a covered condition or procedure. Actual charges are defined as the actual amount paid by the individual or any other entity for services, treatment or material rendered.
Covered diseases, conditions and procedures: