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New Era PALIC Specified Disease

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Plan Information

Current as of 05/04/2020

PALIC’s Specified Disease Plan can help individuals protect themselves from costly medical procedures and expenses associated with fighting specified diseases and conditions.

Lifetime Maximum Benefit – $2,000,000

Calendar Year Maximum Benefit – $250,000/$500,000/$1,000,000

Deductible – Per insured person with a maximum of 3 deductibles per calendar year. $100,000/$75,000/$50,000/$25,000

After the deductible, the plan will pay the actual charges up to the usual, customary and reasonable amount for expenses incurred for a covered condition or procedure. Actual charges are defined as the actual amount paid by the individual or any other entity for services, treatment or material rendered.

Covered diseases, conditions and procedures:

  • Heart Attack, Stroke, Cancer (Internal Cancer)
  • Angioplasty, Coronary Artery Bypass Surgery
  • Pacemaker Implant or Insertion of Implantable Cardiac Defibrillator
  • Heart Valve Surgery
  • Amputation
  • Joint Replacement
  • End Stage Renal Failure
  • Amyotrophic Lateral Sclerosis (ALS)
  • Major Organ Failure/Major Organ Transplant (Bone marrow, heart, kidney, liver, lung, pancreas)
  • Ruptured Aneurysm (Ruptured Cerebral, Carotid or Aortic Aneurysm)

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