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BlueCross BlueShield of TN Contracting & Appointment

BlueCross BlueShield of Tennessee (BCBST) is a tax-paying not-for profit health insurer. Their mission is focused on health coverage, but also community stewardship. They are heavily involved in giving, including scholarships, mentoring, volunteering, food banks donations, and other charitable work performed through their foundation, BlueCross Community Trust.

BCBST is online at, and has a site devoted to their Medicare products at and on Facebook, Twitter, and YouTube.

BCBST Medicare Advantage

Available in TN
  • Extremely Competitive Plans, including Zero Premium and Dual Eligible Plans
  • Very Favorable Tiering on Brand Name Drugs
  • Maximum Commission allowed by CMS
  • All Commissions are Vested and Paid Directly by BlueCross
  • All Sales are Eligible for Marketing Allowance Program

BCBST’s Medicare Advantage plan, BlueAdvantage, is a PPO that features low copays and deductibles, as well as a large network of providers. The plan doesn’t require referrals and offers dental, vision, and hearing aid coverage. In 2019, the Centers for Medicare and Medicaid Services rated BCBST 4 stars for their BlueAdvantage plan.

BlueCross BlueShield's History

Founded in 1929, BlueCross BlueShield initially served teachers under the name Blue Cross. In 1982 Blue Cross merged with Blue Shield, a health insurance company originally created to serve employers at Pacific Northwest mining camps.

The new company created from the merger, BlueCross BlueShield, currently maintains a headquarters in Chicago, IL. Companies under the BlueCross BlueShield banner are independent licensees operating in specific geographic regions, such as BlueCross BlueShield of Tennessee, which serves policyholders in the Volunteer State exclusively.

BCBST New Contracting and Appointment


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  • Updated for 2019 Brochures
  • Commissions
  • Rates
  • Underwriting Guides
  • All specific to your state

BlueCross BlueShield of TN Appointment & Contracting