Combined Insurance Contracting and Appointment

With a positive spirit and a vision to make the world a better place, W. Clement Stone founded Combined Insurance in 1922, opening his first office in Chicago, Illinois. Combined Insurance serves a global market with a rich insurance history and legacy that drives the company to this day. Since 1988, Combined has been filling the gaps in traditional Medicare coverage.

These are Combined's current policies and state availability for 2018.

Medicare Supplement

AL AZ CA CO CT GA IL IN KS KY LA MO MS MT NC NJ OH OK PA SC SD TN TX WV

Select from Plan A, B, C, F, G or N, may vary by state. Plans are available pre-65 due to disability in some states. No pre-existing condition limitations or waiting periods ~ coverage is available immediately. Household discount available in some states, rules may vary.

The current administrative practice is not to adjust rates for 12 months from the effective date of coverage unless limited by regulatory requirement. Florida prohibits this practice.

The e-Application is an intelligent fillable web application that enables improved efficiency and productivity by eliminating errors and produces an In Good Order submission. The same application can be used on a computer, laptop or tablet by logging into AIA Agent Portal. All browsers are supported and Internet connection is needed to use e-App. 

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Request a Free Carrier Contracting Kit

Let us email you a contracting kit for any of the dozens of insurance carriers we represent. Kits typically include:

  • Brochures
  • Commissions
  • Rates
  • Underwriting Guides
  • All specific to your state