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Humana Contracting & Appointment

Founded in 1961, Humana, headquartered in Louisville, Kentucky, is one of the nation’s largest publicly traded health benefits companies, with approximately 14.2 million medical members including 7.7 million Medicare members of which 2.8 million are Medicare Advantage members and 4.9 million Prescription Drug Plan members. 

Humana offers coordinated health insurance coverage and related services to employer groups, government-sponsored plans, and individuals through Medicare Advantage Plans, Medicare Supplement Plans, Medicare Prescription Drug Plans, plans for U.S. military dependents and retirees, preferred provider organizations, and health maintenance organizations.  

Humana is online at Humana.com and on Facebook, Twitter, LinkedIn, Instagram, and YouTube.

Humana Medicare Advantage certification for AHIP 2020

One contract for all products: Medicare Advantage, Medicare Supplement, PDP, ancillary products

These are Humana's current policies and state availability for 2019.

Humana's History

Humana, originally knows as Extendicare. Inc., was founded in 1961 by two attorneys: David A. Jones, Sr. and Wendell Cherry. Jones and Cherry initially focused their business on owning nursing homes, then in 1972 they sold their nursing homes in favor of purchasing hospitals. The change to the name Humana occurred in 1974. The new name was intended to change public perception of the company and to create a more people-focused image. In 1978 Humana took over American Medicorp Inc., doubling the size of the company. Humana developed its first health insurance plan in 1984, in response to one of the company’s hospitals losing their HMO contract. By 1993 their insurance business had grown so much that they decided to spin off their hospitals into a separate brand. Within a year that brand and the hospitals had been purchased by Hospital Corporation of America.

Medicare Advantage

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In 30 years of offering Medicare Plans, Humana has served millions as a partner in health. Humana’s goal is to help achieve lifelong well-being.

Medicare Advantage Plans currently offered are HMO, PPO, PFFS, and Special Needs Plans (SNPs). Most plans include Prescription Drug Coverage; Medicare Advantage-Only (Part B Giveback) Plans never include prescription drug coverage. Certain Medicare Advantage Plans that offer no prescription drug coverage can be coupled with a stand-alone Prescription Drug Plan. In some states, Chronic Special Needs Plans (C-SNP) and Dual Eligible Special Needs Plans (DE-SNP) are offered; all SNPs must provide Medicare Prescription Drug coverage.

Many Humana Medicare Advantage Plans come with added benefits and resources to support well-being, including fitness programs, convenient mail-order pharmacy services, and a 24/7 nurse advice line.

Find Medicare Advantage Plans by County

Insurance carriers do not offer Medicare Advantage Plans in all states or all counties within a state. Complete this form, and we will be glad to check county availability for you.

We will also send you a contracting kit with that carrier's Medicare Advantage information, including applications, brochures, commissions, and rates.

Find Plans

Medicare Prescription Drug Plan (PDP)

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Humana offers stand-alone prescription drug coverage options to help meet medication needs. A Prescription Drug Plan (PDP) varies based on the deductible, medication coverage, and copays. Cost-sharing varies by plans in each state or region.

Humana Walmart Rx Plan (PDP) is a low $20.40 monthly premium (lower in some states). Annual deductible: $0 for Tiers 1 and 2; $405 for Tiers 3, 4 and 5.

Humana Preferred Rx Plan (PDP) has affordable copays for many prescription drugs at preferred cost-sharing pharmacies. Annual deductible: $405 for all tiers.

Humana Enhanced (PDP) has a broad coverage with no deductible. Annual deductible: $0 for all tiers.

Medicare Supplement

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Select from Plan A, B, C, F, HDF, G, K, L, or N, and base policy and riders; may vary by state. Humana Medicare Supplement and Humana Healthy Living Medicare Supplement are offered plans with some variance by state. Humana Medicare Supplement (standardized plan offering) commonly offers Plans A, B, C, F, HDF, G, K, L, and N. Humana Healthy Living Medicare Supplement includes innovative dental and visions benefits. Plans A, F, HDF, K, and N are offered plans.

Both Humana Medicare Supplement Plans provide extra services at no additional cost as SilverSneakers Fitness, SilverSneakers Steps, Rx Discount, Vision Discount, HumanaFirst, MyHumana, Shared Decision Making, WellDine Meal Program, Hearing Discount, and Lifeline Medical Alert Systems. Not all extra services are offered in all states; availability may vary. 

USA Senior Care Network Premium Savings Program and Humana At Home Private Pay Service are allowed to be discussed or promoted via post-sale communications only. These programs are available to Humana Medicare Supplement policyholders. Programs may vary by standardized plan offering. 

Premium discounting is offered when monthly premium payments are paid electronically via automatic bank withdrawal or by credit card payment. Household/spousal discount (where approved) are available, and early enrollment discounts apply in a few states.

The electronic application is available via FastApp and MAPA.

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Humana Appointment & Contracting