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Aetna Contracting & Appointment

Named after Italy’s Mount Etna, Aetna is one of the nation’s leading diversified health care benefits companies. Their 50,000 employees currently serve an estimated 47.9 million people with a network of 1.2 million providers.

Today the entities that make up Aetna Senior Supplemental Insurance include Aetna Health and Life Insurance Company (AHLIC), Aetna Health Insurance Company (AHIC), Aetna Life Insurance Company (ALIC), American Continental Insurance Company (ACI) and Continental Life Insurance Company of Brentwood, Tennessee (CLI).

CVS Health acquired Aetna in November of 2018. Credentialing, contracting and licensing for agents and providers - as well as Aetna's consumer health insurance offerings - continue to operate under the Aetna name. CVS Health also owns SilverScript. Agents who want to sell SilverScript-branded products need to contract with Aetna and certify with SilverScript

Aetna is online at Aetna.com and on FacebookTwitterInstagramLinkedIn, and YouTube.

Aetna originated in 1819 as a fire insurance company. In 1853 the company’s annuity department detached from the fire insurance arm to form Aetna Life Insurance Company. In 1891 they issued their first accident policy, marking their entrance into the health insurance arena.

Aetna still maintains its headquarters in Hartford, Connecticut, where they offer both group health insurance plans for employers and coverage for individuals and families. Their mission statement, published in 2018, reads:

Aetna’s mission is to build a healthier world—one person, one community at a time. We are a leading diversified health care benefits company, serving an estimated 37.9 million people. We offer industry-leading information, tools, and resources to help people achieve their health ambitions. Our team of nearly 50,000 employees is committed to providing access to affordable, high-quality health care, and making the health care experience simpler and more responsive.

Aetna Products and State Availability

These are Aetna's current products and state availability for 2020, as well as information on contracting and appointment.

Cancer & Heart Attack or Stroke Plus

View this information as a web page.

State Availability

Current as of 09/24/2020

AL AR AZ CO CT DE FL GA IA ID IL IN KY LA MD MI MO MS MT NC ND NE NJ NV OH OK OR PA RI SC SD TN TX VA VT WI WV WY

Plan Information

Current as of 05/06/2020

Issue ages 18–89.

If diagnosed with Cancer, Heart Attack, or Stroke this insurance can help pay medical costs or other expenses. Benefits range from $5,000 to $75,000. Plan selections are Cancer only, Cancer and Heart Attack or Stroke along with an optional benefit: Intensive Care Unit Rider. Lump-sum benefits are paid directly to the policyholder or beneficiary.

Enrollment via e-Application enables you to electronically complete and submit to process 100% in-good-order applications (faster than paper!). Available on multiple operating systems: laptops, desktops, and tablets.

  • 30-day waiting period.
  • Guaranteed renewable for life.

Request a Product Kit for Aetna Cancer & Heart Attack or Stroke Plus

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Continental Care

View this information as a web page.

State Availability

Current as of 05/07/2020

CO ID

Plan Information

Current as of 05/06/2020

Issue ages 30–89.

Continental Care is a limited benefit, indemnity plan of insurance with benefits for hospital, skilled nursing facility, and registered nurse services. Base policy benefits include hospital, private hospital room, registered nurse services when confined in a hospital or at home, and skilled nursing facility indemnities.

Skilled nursing facility and daily hospital indemnities are additional/optional benefits and are in addition to the base plan.

  • Guaranteed renewability.
  • Waiver of premium.
  • Covers pre-existing conditions after 3 months.

Request a Product Kit for Aetna Continental Care

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Protection Series Dental, Vision and Hearing

View this information as a web page.

State Availability

Current as of 09/24/2020

AL AR AZ CO CT DE FL GA IA ID IL IN KS KY LA MI MO MS MT ND NE NJ NM NV OH OK OR PA SC SD TN TX UT VT WI WV WY

Plan Information

Current as of 05/06/2020

Dental, Hearing, and Vision insurance covers oral health and protects healthy vision and hearing. Choose $1,000 or $1,500 maximum benefit per policy year that covers dental, vision, and hearing per person. Plan deductible is $100 per policy year per person. Guaranteed acceptance and guaranteed renewable as long as premiums are paid on time.

  • Freedom to choose any provider.
  • Benefits are paid in addition to any other health care coverage.
  • Coverage is available for an individual, individual and spouse, individual and child(ren), or individual and family.

Dental Coverage: covered immediately after deductible, plan pays: year 1 = 60%; year 2 = 70%; year 3+ = 80%; examinations and cleanings (twice/per year); examination x-rays; fillings; diagnostic examinations and x-rays, non-surgical extractions (up to 4 teeth annually excludes impacted wisdom teeth), and emergency palliative treatment.

Covered after 12 months and the deductible is met, plan pays: year 2+ = 60%; endodontics includes root canals; periodontal surgery, and bridges, crowns, and full/partial dentures.

Vision Coverage: covered after 6 months and the deductible is met, plan pays: year 1 = 60%; year 2 = 70%; year 3+ = 80%; Pays up to $200 during any two policy years; eye examinations, eyeglasses, and contact lens.

Hearing Coverage: covered after 12 months and the deductible is met, plan pays: year 2 = 70%; year 3+ = 80%; Pays up to $500 during any one policy year; hearing examinations and aids.

Request a Product Kit for Aetna Protection Series Dental, Vision and Hearing

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Protection Series Home Care Plus

View this information as a web page.

State Availability

Current as of 09/24/2020

AL AR AZ DE GA IA ID IL IN KY LA MI MN MO MS MT NC NE NM NV OH OK OR PA RI SC TN TX UT WI WV WY

Plan Information

Current as of 05/06/2020

Issue ages 50–89.

Home Health coverage allows for the freedom to choose where, when, and how you recover from an unexpected accident or illness. Policy benefits include the following: Daily hospital indemnity when confined in a hospital; home care indemnity pays when practitioner visits are received; registered nurse indemnity pays when hospital confined and at home; and when in-home services of a private duty graduate or registered nurse are medically necessary.

Two plan options:

Home Care Indemnity: pays a weekly benefit for in-home care

  • Choice of covered weeks – 13, 26, 39, or 52 weeks.
  • Lifetime max equal to twice the number of covered weeks.
  • Waiting period – 0 or 20 days.

Daily Hospital Indemnity: pays a daily hospital indemnity amount if confined in a hospital, including observation stays in a hospital.

  • Up to $300 daily maximum (for each day of confinement).
  • 20 days per period of care.
  • Lifetime max of 365 days.

Request a Product Kit for Aetna Protection Series Home Care Plus

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Protection Series Recovery Care

View this information as a web page.

State Availability

Current as of 09/24/2020

AL AR AZ CO DE GA IA ID IL IN KY LA MD MI MN MO MS MT NC NE NV OH OK OR RI SC TN TX UT WI WV WY

Plan Information

Current as of 05/06/2020

Issue ages 50–89.

Recovery Care allows planning ahead for the level of care and comfort you deserve in case of an accident or illness that requires assistance and care during recovery. A limited benefit hospital indemnity and short-term recovery care fixed indemnity policy offers:

  • Daily nursing facility indemnity including assisted living and bed reservation.
  • Daily hospital indemnity if confined in a hospital and an optional home care rider.

Benefits are paid directly to the insured unless assigned to the provider.

  • Guaranteed renewable.
  • 30-day free look.

Request a Product Kit for Aetna Protection Series Recovery Care

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Hospital Indemnity Flex

View this information as a web page.

State Availability

Current as of 09/24/2020

AL AR AZ CO CT DE FL GA IA IL IN KS KY LA MD MI MO MS MT NC ND NE NM NV OH OK OR PA RI SC SD TN TX UT VA WI WV WY

Plan Information

Current as of 05/06/2020

Issue ages 18–89.

Hospital Indemnity can help pay for out-of-pocket costs associated with your current medical coverage. Pays lump sum benefit for hospital confinement. Offers many daily optional benefits on hospital, skilled nursing facility care, doctor’s office visit, outpatient surgical procedures, and hospital emergency room visit or ambulance service.

Includes 2 options:

  • Hospital Admission Indemnity – Pays a lump sum amount if confined in a hospital, including observation stays.
  • Daily Hospital Indemnity – Pays a daily amount if you are confined in a hospital, including observation stays.

Benefits are paid directly to the insured unless assigned to the provider.

Enrollment via e-Application enables you to electronically complete and submit to process 100% in-good-order applications (faster than paper!). Available on multiple operating systems: laptops, desktops, and tablets.

  • Benefit riders – daily skilled nursing facility indemnity, Doctor’s Office Visit Indemnity, Outpatient Surgical Procedure Indemnity, Hospital Emergency Room Indemnity, Lump Sum Cancer Fixed Indemnity, and Outpatient Rehabilitation.
  • Guaranteed renewable.

Request a Product Kit for Aetna Hospital Indemnity Flex

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Medicare Advantage

View this information as a web page.

State Availability

AL AR AZ CA CO CT DC DE FL GA IA IL IN KS KY LA MA MD ME MI MO NC NE NJ NV NY OH OK PA SC SD TN TX UT VA WA WI WV WY

Plan Information

Current as of 05/06/2020

Medicare Advantage Plans are provided by private insurance companies approved by Medicare. These plans are also known as Medicare Part C. Medicare Advantage Plans are built to help individuals age actively. They often include prescription drug coverage and extra benefits. Aetna’s Medicare Advantage Plans cover doctors and hospitalization in one simple plan.

Plans may also include:

  • Health coaching.
  • Mental health programs.
  • Transportation to medical appointments.
  • Meals after a hospital stay.

While plans vary, some additional benefits of Medicare Advantage Plans include: Dental, vision, and hearing coverage and fitness club memberships.

Aetna currently offers HMO, PPO, HMO plans.

The costs may differ from the costs paid with Original Medicare. Here are some of the main differences.

After choosing a Medicare Advantage Plan, the beneficiary will continue to pay a monthly Part B premium to Medicare and sometimes pay a premium to the company that provides the plan. But there are some Medicare Advantage Plans that don’t charge an additional premium.

While Original Medicare has standard deductibles, they can vary among Medicare Advantage Plans.  And some plans don’t require a deductible at all.

Individuals may pay a smaller copayment – a set amount you pay for care – with Medicare Advantage for a doctor visit than they would under Original Medicare.

Aetna Plan offerings and considerations may vary by plan and by geographies. Provider participation varies by state.

Insurance carriers don’t offer Medicare Advantage Plans in all states or all counties in a state.

Some information may vary by state. See state-specific information and rates.

Request a Product Kit for Aetna Medicare Advantage

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Medicare Prescription Drug Plans (PDP)

View this information as a web page.

State Availability

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Plan Information

Aetna offers three of the four stand-alone Medicare Prescription Drug Plans (PDPs) in all 50 states plus D.C. Plan names are:

  • Aetna Medicare Rx Select
  • Aetna Medicare Rx Saver
  • First Health Part D Value Plus
  • First Health Part D Premier Plus.

Among these four plans, there’s a monthly premium as low as $17.56; an annual deductible on two, premiums and deductibles may vary by CMS region; preferred retail copay for a 30-day supply; Aetna Rx Home Delivery for a 90-day supply.

Gap coverage for Tiers 1 and 2, and some Tier 4. Formulary coverage ranges from 95 to 98 of top-100 drugs most commonly prescribed to Medicare beneficiaries. There is a robust preferred pharmacy network. May vary by plan and by region.

Some information may vary by state. See state-specific information and rates.

Request a Product Kit for Aetna Medicare Prescription Drug Plans (PDP)

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Medicare Supplement

View this information as a web page.

State Availability

Current as of 09/24/2020

AL AR AZ CA CO DE FL GA IA ID IL IN KS KY LA MD MI MN MO MS MT NC ND NE NH NJ NM NV OH OK OR PA RI SC SD TN TX UT VA VT WI WV WY

Plan Information

Current as of 05/06/2020

Issue ages 60–89.

Medicare Supplement insurance policies may offer financial security by helping you pay some of the out-of-pocket costs for Medicare-approved services and works together with Medicare to provide more insurance coverage. Select from Plan A, B, F, HDG, G, or N. No waiting period for pre-existing conditions. Household premium discount available in some states and may vary by state and company.

Signature options are voice and electronic. The application submits in real-time. Online Enrollment Tool: use the rate calculator to quote the rate before starting the e-Application. The app is available on multiple operating systems: laptops, desktops, and tablets. By using the e-Application tool, you’ll always be submitting the current version of the application.

  • 30 days free look.
  • 12-month rate guarantee.
  • Guaranteed renewable.
  • Benefits stay the same.
  • Freedom to choose your doctors.
  • Portable coverage.

Some information may vary by state. See state-specific information and rates.

Request a Product Kit for Aetna Medicare Supplement

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Accendo Medicare Supplement

View this information as a web page.

State Availability

Current as of 09/24/2020

AR AZ CO DE FL GA IA IL IN MI MO MS NC NE NH NJ NM OH OK PA RI SC TN TX VA WI

Plan Information

Current as of 05/06/2020

A Medicare Supplement policy helps pay some of the out-of-pocket costs for Medicare-approved services and works together with Medicare to provide more insurance coverage. Accendo offers Medicare Supplement Plans A, F, G, and N with varying amounts of coverage – Plan A providing basic benefits and Plan F offering more comprehensive coverage. Household premium discount available in some states and may vary by state and company. E-App also available.

  • 30 days free look.
  • 12-month rate guarantee.
  • Guaranteed renewable.
  • Freedom to choose your doctors.
  • Go direct to your doctors
  • Benefits stay the same.
  • Portable coverage.

Some information may vary by state. See state-specific information and rates.

Request a Product Kit for Aetna Accendo Medicare Supplement

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Aetna Documents

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