Current as of 09/24/2020AL AR AZ CO CT DE FL GA IA ID IL IN KS KY LA MI MO MS MT ND NE NJ NM NV OH OK OR PA SC SD TN TX UT VT WI WV WY
Current as of 11/19/2020
Issue ages 0–89.
Dental, Hearing, and Vision insurance covers oral health and protects healthy vision and hearing. Choose $1,000 or $1,500 maximum benefit per policy year that covers dental, vision, and hearing per person. Plan deductible is $100 per policy year per person. Guaranteed acceptance and guaranteed renewable as long as premiums are paid on time.
Dental Coverage: covered immediately after deductible, plan pays: year 1 = 60%; year 2 = 70%; year 3+ = 80%; examinations and cleanings (twice/per year); examination x-rays; fillings; diagnostic examinations and x-rays, non-surgical extractions (up to 4 teeth annually excludes impacted wisdom teeth), and emergency palliative treatment.
Covered after 12 months and the deductible is met, plan pays: year 2+ = 60%; endodontics includes root canals; periodontal surgery, and bridges, crowns, and full/partial dentures.
Vision Coverage: covered after 6 months and the deductible is met, plan pays: year 1 = 60%; year 2 = 70%; year 3+ = 80%; Pays up to $200 during any two policy years; eye examinations, eyeglasses, and contact lens.
Hearing Coverage: covered after 12 months and the deductible is met, plan pays: year 2 = 70%; year 3+ = 80%; Pays up to $500 during any one policy year; hearing examinations and aids.