Guarantee Trust Life (GTL) Critical Cash/Critical Illness

State Availability

Current as of 02/05/2021 – Plan Year 2021

AK AL AR AZ CO DC DE HI IA ID IL IN KS KY LA MD ME MI MN MO MS MT NC ND NE NJ NM NV OH OK OR SC SD TN TX WA WI WV WY

Plan Information

Current as of 02/09/2021 – Plan Year 2021

The Critical Cash Policy offers the flexibility to custom design a plan to fit individual needs. This type of flexibility can offer superior first-day protection when it’s needed most.

Custom design a plan: Choose covered conditions, choose monthly base benefit (base benefits available from $500-$5,500), choose benefit period (6, 12, 18, 24 months), choose how base benefits are paid (monthly basis or single lump sum), and choose monthly facility benefit (Assisted Living Facility – $500-$2,500)) or Nursing Home – ($1,000-$5,000). Covered conditions include cancer, cancer in-situ, stroke, heart attack, coronary artery bypass surgery, Alzheimer’s disease, kidney failure, major organ transplant, paralysis, and coma; may vary by state.

Members can claim multiple times with the Built-in Restoration of Benefits, and the Lifetime Maximum Benefit is included in the policy.

  • Issue ages 18 to 84.
  • No elimination periods.
  • Guaranteed renewable.
  • E-App available.

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Guarantee Trust Life (GTL)