Current as of 02/05/2021 – Plan Year 2021AK AL AR AZ CO CT DE FL GA HI IA IL IN KS KY LA MD ME MI MO MS NC ND NE NM NV OH OK OR PA RI SC SD TN TX UT VT WA WI WV
Current as of 02/09/2021 – Plan Year 2021
GTL’s Precision Care™ allows member to select the amount of base coverage that is right for them. Selected lump sum is paid directly to member if diagnosed with cancer.
As new advancements in cancer treatments develop, many of these innovations are not covered by traditional health insurance or even Medicare — or can require strict adherence to Medicare guidelines. Additionally, increasing out-of-pocket medical expenses such as health insurance co-payments and deductibles can leave many unprepared for the high costs associated with a cancer diagnosis.
Precision Care™ will pay for TGen’s genomic services and consultations while providing member with a choice of lump sum benefits up to $75,000 to help pay for other medical and non-medical expenses which can be costly while fighting cancer.
An individual’s genome is the complete set of your DNA. It is their blueprint.
How GTL’s Precision Medicine Benefit works:
Patient is diagnosed with Cancer.
Patient files cancer claim with GTL.
Patient informs their doctor they have access to genome sequencing through TGen.
Biopsy is taken and sent to TGen.
GTL pays benefits for the testing and any consultative services.
Patient and doctor get one-on-one consultations with a TGen oncology expert to explain sequencing results and treatment options.
Additional Benefit Riders include: Cancer Benefit Builder, Child Coverage and Return of Premium riders.