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Guarantee Trust Life (GTL) Short-Term Home Health Care

State Availability

Current as of 05/05/2020

AK AL AR AZ CO DC DE GA HI IA ID IL IN KS KY LA MD MI MN MO MS NC NE NV PA RI SC SD TN TX UT WV WY

Plan Information

Current as of 05/01/2020

GTL will pay a daily benefit for each day you receive the following home health care services. Daily benefit amounts will vary by plan selected* (Maximum Benefit Period is 360 days). To qualify for benefits, a Licensed Health Care Practitioner must certify an individual as having a Cognitive Impairment or the inability to perform at least two (2) of six (6) Activities of Daily Living without substantial assistance (bathing, continence, dressing, eating, toileting and transferring).

  • Benefits are paid directly to beneficiary.
  • Prior hospitalization stay is not required.
  • Can combine Short-Term Home Health Care Benefits with coverage for hospital stays and accidents to enhance coverage.
  • Access to ASK MAYO CLINIC ONLINE!

Restoration of Benefits – Benefits will restore if covered home health care services have not been received for 180 consecutive days and a Licensed Health Care Practitioner has certified there has been sufficient recovery to no longer require home health care or nursing care services.

Prescription Drug Benefit pays a benefit amount of $10 for each generic or $25 for each brand name prescription drug up to a policy year maximum.

Optional benefit riders are Accident and Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision and Return of Premium rider.

Benefits & plans may vary by state.

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Guarantee Trust Life (GTL)