Current as of 02/05/2021 – Plan Year 2021AK AL AR AZ CO DC DE GA HI IA ID IL IN KS KY LA MD MI MO MS MT NC NE NV OH OK OR PA RI SC SD TN TX UT WV WY
Current as of 05/01/2020 – Plan Year 2021
GTL will pay a daily benefit for each day you receive the following home health care services. Daily benefit amounts will vary by plan selected* (Maximum Benefit Period is 360 days). To qualify for benefits, a Licensed Health Care Practitioner must certify an individual as having a Cognitive Impairment or the inability to perform at least two (2) of six (6) Activities of Daily Living without substantial assistance (bathing, continence, dressing, eating, toileting and transferring).
Restoration of Benefits – Benefits will restore if covered home health care services have not been received for 180 consecutive days and a Licensed Health Care Practitioner has certified there has been sufficient recovery to no longer require home health care or nursing care services.
Prescription Drug Benefit pays a benefit amount of $10 for each generic or $25 for each brand name prescription drug up to a policy year maximum.
Optional benefit riders are Accident and Sickness Hospitalization, Critical Accident, Ambulance, Dental/Vision, and Return of Premium rider.
Benefits & plans may vary by state.