Guarantee Trust Life (GTL)


Guarantee Trust Life (GTL)Lump Sum Benefit Plan coverage for cancer, with benefits available from $5,000 to $50,000 based on age. Coverage for heart attack & stroke: select this rider and you will receive a lump sum benefit equal to 25% of your lump sum cancer face amount. 100% Return of Premium Benefit is an optional rider.

Cancer, Heart Attack & Stroke

Guarantee Trust Life (GTL) - CHS Protection Plus Plan is a Lump Sum Cancer Policy that includes a new reoccurrence benefit: The benefits restore after you have been in a period of remission. Lump Sum Heart Attack & Stroke Policy includes the new reoccurrence benefit. The reoccurrence benefit is a percentage of the lump sum benefit paid.

Critical Care

Guarantee Trust Life (GTL) - Critical Care is critical illness coverage with increased benefits for assisted living facility and nursing home confinement.

Hospital Indemnity

Guarantee Trust Life (GTL) - Advantage Plus Hospital Indemnity Plan provides cash benefits to help cover expenses associated with daily hospital confinement, ambulance benefits, cancer, outpatient surgery and skilled nursing facility.*

GTL has just added new features to their industry leading hospital indemnity plan!

Benefit Highlights

  • New 3-day and 6-day benefit period,
  • New Dental/Vision rider
  • New Short Duration Hospital Stay rider!
  • Cancer coverage including skin cancer benefit s now a rider on Advantage Plus

*GTL Advantage Plus Hospital Indemnity is available in the following states: AL, AR, DE, HI, IL, IN, IA, KS, LA, MI, MO, MS, MT, NE, NC, ND, NV, OK, SD, TX, UT, WV, WY, & WI - more states coming soon!

Medicare Supplements

Guarantee Trust Life offers Medicare Supplement Insurance Plans A, F, G & N. All of the plans have these features:

  • No Pre-Existing Condition Limitations: Coverage is available immediately for your clients
  • Guaranteed Renewability: Medicare Supplement insurance is guaranteed renewable for life*
  • Clients can choose their own physician or specialist 
  • No Pre-approvals Needed
  • E-application available  
*policies must be paid on time each month to qualify
*GTL's Medicare Supplement is currently available in the following states: AZ, GA, ID, IA, KY, MD, MT, NV, OH, PA, TN, and UT (list is subject to change, contact NCC at 800.695.0280 for more details)