Transamerica Life Contracting
No company in the financial services industry is immune to the turmoil in today’s financial markets. However, thanks to their future-focused business practices and their relationship with Aegon, their parent company, Transamerica companies have a strong balance sheet, healthy cash flow and ample liquidity.
Transamerica’s insurance companies have received high ratings from A.M. Best: A+ (as of July 20, 2017); Fitch: A+ (as of October 16, 2017); Moody’s: A1 (as of December 25, 2017) and S&P Global: AA- (as of May 26, 2017). As a measurement of their financial strength and performance, these ratings are a direct reflection of the care with which Transamerica manages their business.
These are Transamerica's current policies and state availability for 2018.
CA DE DC HI ID KS MD MI MO MT ND NH NJ NM NV OH OR PA RI SC SD TX UT VA WA
Select from Plan A, B, C, F, G or N, may vary per state. Plans are available pre-65 due to disability in some states. General administrative rule is not to adjust rates for 12 months from the effective date of coverage.
iGO e-App is an online tool to help deliver forms securely that are 100% in Good Order (iGO); access the correct and most current version of needed forms immediately; accelerate both the issue process and the payment process; reduce cycle time and receive commission faster; and validate the app while still in the field. The status of any application (i.e. pending, pending agent sig, completed, or expired) can be viewed from My Cases Dashboard.
CA CO CT DE DC FL GA HI IA ID IL IN KS KY LA MA ME MD MI MN MO MS MT NC ND NE NH NJ NM NV OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
Issue ages 0 to 85: Immediate Solution (Life paid up at age 121) and 10 Pay Solution (Premium payable for 10 years), and issue ages 18 to 80: Easy Solution (Graded death benefit).
Minimum death benefit: $1,000. Maximum death benefit Immediate Solution and 10 Pay Solution: $50,000 (0 to 55), $40,000 (56 to 65), $30,000 (66-75), and $25,000 (76 to 85). Maximum death benefit Easy Solution: $25,000. No medical exams (based on answers to health questions on the application).
Immediate Solution and 10 Pay Solution death benefits (all states) are full amount on day one; and the Easy Solution death benefit during the first two policy years may vary by state.
Accelerated Death Benefit Rider and Accelerated Death Benefit Rider with Nursing Home Benefit are available on the Immediate Solution and 10 Pay Solution at no additional premium cost. Eligibility requirements and/or subject to state availability may apply.
Accidental Death Benefit and Children’s and Grandchildren’s Benefit Riders are optional; available on the Immediate Solution plan.
Contract With Transamerica
Agents are busy people. Avoid printing, faxing, and mailing. Contract online in minutes.
Request a Free Carrier Contracting Kit
Let us email you a contracting kit for any of the dozens of insurance carriers we represent. Kits typically include:
- Underwriting Guides
- All specific to your state