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Ameritas started in Lincoln Nebraska in 1887, and in the years since they have grown, merged with, and acquired companies that share a similar vision. Their PrimeStar Protect and ProtectorPlus Dental policies have no waiting periods or enrollment fees.
These are Ameritas's current products and state availability for 2021, as well as information on contracting and appointment.
View this information as a web page.
Current as of 10/21/2020
AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA ME MI MN MS MT NC ND NE NJ NM OH OK OR RI SC TN TX UT VA VT WI WV WY
Current as of 10/21/2020
Protect plans are especially for those who value the freedom to visit any dentist, but will also enjoy additional savings with an Ameritas dental network provider. While all PrimeStar plans allow individuals to choose any dentist, Protect offers richer benefits out-of-network than their Network plan. If a member uses a non-network dentist, covered benefits are paid at the 80th percentile of usual and customary charges. Members pay the difference between what the plan pays and the dentist’s actual charge.
If an individual uses an in-network provider, out-of-pocket costs will be based on the contracted fees which may result in lower out-of-pocket costs. Plan options include:
We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.
View this information as a web page.
Current as of 10/21/2020
AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA ME MI MN MS MT NC ND NE NJ NM NV OH OK OR RI SC SD TN TX UT VA VT WI WV WY
Current as of 10/21/2020
ProtectorPlus Dental Network (MAC/MAB) plans are created for those who will visit an Ameritas Dental Network provider. The Maximum Allowable Charge (MAC) claim allowance is the maximum amount a network provider may charge. If a member selects a network provider, they may have lower out-of-pocket costs. If they visit an out-of-network dentist, the claim allowance is considered at the Maximum Allowable Benefit (MAB).
All plans allow members to choose any dentist, but if they plan to visit an out-of-network dentist ProtectorPlus Dental offers the best benefits for them. If they visit a network provider, payments are based on the dentist’s contracted fees (MAC), which may result in lower out-of-pocket costs. If a member visits an out-of-network dentist, covered benefits are paid at the 80th percentile of usual and customary charges. This means Ameritas expects 8 out of 10 charges from dental providers to be within the amount they will pay for a covered procedure. Member pays the difference between what the plan pays and the dentist’s actual charge.
We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.
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