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Cigna Loyal Flexible Choice 2.0 Cancer Heart Attack and Stroke

State Availability

Current as of 07/22/2020

AK AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC ND NE NH NJ NM NV OH OK OR PA RI SC SD TN TX UT VT WA WI WV WY

Plan Information

Current as of 07/22/2020

The policy provides a lump-sum benefit for the diagnosis of heart conditions and stroke with the flexibility to add multiple riders for recurrence, restoration, and more.

  • Guaranteed renewable for life.
  • Benefit amount from $5,000 to $75,000.
  • Cash payment paid directly to individual or anyone they choose.
  • Benefit Riders include: Benefit Builder, Radiation and Chemotherapy, Recurrence, Restoration, Specified Disease, Accident Fixed Indemnity, Hospital and Intensive Care Unit Indemnity and Return of Premium.

Flexible Choice allows individual to choose a Cancer policy, a Heart Attack & Stroke policy or both:

Cancer Policy

A Cancer insurance policy can help pay for treatment costs or any other expenses. A Flexible Choice Cancer insurance policy pays 100% of selected benefit amount, from $5,000 to $75,000, if you are diagnosed with cancer or carcinoma in situ while policy is in force. This money nay be used to help pay out-of-pocket medical expenses or for any other purpose. This coverage is also available as a rider on a Flexible Choice Heart Attack & Stroke policy.

Heart Attack & Stroke Policy

With the Flexible Choice Heart Attack & Stroke insurance policy, an individual can receive a percentage of your selected benefit amount ($5,000 to $75,000) if you receive a diagnosis for one of the qualifying events shown. Benefits can be paid up to the maximum amount of your selected benefit amount. This coverage is also available as a rider on a Flexible Choice Cancer policy. Additional riders are available for an additional premium: Lump Sum Cancer and Heart & Stroke Benefit Building, Specified Disease (hearing loss, major organ transplant, paralysis, blindness, coma, end-stage renal failure), Accident Fixed Indemnity (broken bones, dislocation, concussion, eye injury, laceration, ER room or urgent care center visit, x-ray, crutches, rehab therapy), Return of Premium and Hospital and Intensive Care Unit Indemnity Benefit Riders (pays $100-$1,000 per day).

Express App available in most states.

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