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Cigna Loyal Flexible Choice Hospital Indemnity

State Availability

Current as of 02/10/2021 – Plan Year 2021

AK AL AR AZ CO DC DE FL GA HI IA IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NJ NM NV OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Plan Information

Current as of 02/10/2021 – Plan Year 2021

Issue ages 50–85.

Hospital Indemnity insurance pays for other hospital expenses and additional protection during a hospital stay. Benefits are paid for overnight hospital confinements, emergency room treatments, ambulance transportation and skilled nursing.

  • Issue Ages: 50-85.
  • No network restrictions.
  • Guaranteed renewable.
  • Coverage can be for individual, spouse, and/or family.
  • No deductible, fixed benefit.
  • Household discounts may apply.

Cigna’s Flexible Choice Hospital Indemnity Plan offers 3 options:

Senior Choice Option 1: Covers Hospital confinement for 6 or 10 days, $100-$450 per day, with a choice of benefit in $25 increments.

Senior Choice Option 2: In addition to Hospital confinement, offers $100 benefit each for observation and skilled nursing facilities.

Senior Choice Option 3: Offers the coverage from option 2 as well as hospital admission benefits of $250, $500, or $750, an ambulance transportation benefit of $150, and $50 toward ER treatment.

Optional Riders: Lump Sum Cancer, Lump Sum Heart Attack & Stroke, Accident Coverage.

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