Medico Contracting & Appointment

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State Availability

Current as of 05/05/2020

AL AR AZ CO GA IA ID IL IN KS KY LA ME MI MO MT NC NE NM NV OH OK OR PA SC TN TX UT WA WI WY

Plan Information

Current as of 05/01/2020

Issue ages 18–79.

• Issue ages 18 to 79 (age last birthday).
• Household discount may apply- no policy fee or application fee.
• Male & Female rates are the same.
• Benefits paid directly to the policyholder.
• Pays regardless of any other insurance you have with other insurance companies.

First Diagnosis Cancer policy pays cash in one lump sum upon pathological diagnosis of internal cancer or malignant melanoma and excludes all other skin cancers.

Cancer Value Plus offers an inflation protection benefit:

Lump sum benefits are $10,000, $15,000, $20,000, or $25,000, benefit maximums may vary by state. Inflation protection optional benefit automatically increases the cash benefit amount by 5% of the original cash benefit amount each year the policy is in force.

• 30-day waiting period beginning on the policy date.
• 30-day right to examine.
• Guaranteed renewable.
• Choose from different levels of affordable coverage.

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State Availability

Current as of 05/05/2020

AL AR AZ CO DE FL GA IA ID IL IN KS LA ME MI MN MO MS MT NC ND NE NM NV OH OK OR PA RI SC SD TN TX UT VA WA WI WV WY

Plan Information

Current as of 05/01/2020

Plan options are Dental, Dental-Vision-Hearing 1000 or 1500 and Dental Plus. Each plan has an annual deductible of $100, and an annual max benefit of $1,000, $1,000 or $1,500, and $2,500, respectively. Products and benefits may vary by state.

Dental coverage includes: Preventive services (evaluations, cleanings, X-rays); basic services (diagnostic x-rays, fillings, nonsurgical extractions); and major services (bridges, crowns, dentures, surgical extractions, root canals, periodontal services) the plans pay a percentage and include waiting periods.

Vision coverage includes: Exams and hardware (eyeglasses and contact lenses) and up to $200 in any two plan years. Waiting periods do apply.

Hearing coverage includes: Exams, hearing aids, and repairs and up to $500 per plan year. Waiting periods do apply.

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State Availability

Current as of 04/14/2021 – Plan Year 2021

AL AR AZ CO DE FL GA IA ID IL IN KS LA ME MI MN MO MS MT NC ND NE NM NV OH OK OR PA RI SC SD TN TX UT VA WA WI WV WY

Plan Information

Current as of 04/14/2021 – Plan Year 2021

Issue ages 18–89.

• Issue age: 18-89.
• Guaranteed issue.
• No waiting periods.
• Plan options include Gold, Platinum Dental 1000 or 1500.
• Each plan has an annual deductible of $50 and an annual max benefit of $1,000 or $1,500.

Choose any provider or use the Maximum Care Plus Connection Dental Network.

Dental coverage includes: Preventive services (evaluations, cleanings, X-rays); Basic Services (diagnostic x-rays, fillings, nonsurgical extractions); and Major Services (bridges, crowns, dentures, implants, surgical extractions, root canals, periodontal services) the plans pay a percentage and include waiting periods.

Optional rider benefits

Choose one of two additional benefits for an additional fee at the time of application:

Buyup benefit

Add $1,000 of coverage (buyup) to maximize policy benefits. For example, the Gold $1,000 plan plus $1,000 buyup is $2,000 of coverage. The buyup is available for both levels in each plan.

Carry-over benefit

The Carry-over benefit rider allows unused plan benefit to carryover for use in the following year. The carry-over amount accumulates until it reaches a max of $3,000. For example, if the Gold $1,000 plan has an unused benefit balance of $500, the extra $500 can be used in the next calendar year.

Products and benefits may vary by state.

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State Availability

Current as of 05/05/2020

AL AR AZ CO FL GA IA IL IN KS KY LA MI MN MO MS MT NE NV OH OK OR PA SC TN TX UT VA WA WI WV WY

Plan Information

Current as of 05/01/2020

A Medico Insurance Company Hospital Indemnity insurance plan can provide you with supplemental cash benefits to use when needed in the event of a hospital stay. Household discount may apply.

• Issued to ages 40 to 85.
• A short application is used. No telephone interview.
• No prescription drug screen and no medical exam.
• Rate based on effective date; gender specific.
• Household discount may apply.

Hospital Confinement Benefit: Pays for each day of confinement in a hospital. You can choose the number of days per period of confinement (6, 7, 8, 9, 10, 21, or 31 days) and the amount per day (from $100-$600 in $25 increments).

Observation Unit Benefit: Pays 100% of the Hospital Confinement benefit amount per day for a maximum of six days per calendar year while receiving services in a hospital observation unit as a result of a covered loss due to sickness or injury.

Emergency Room Benefit: Pays $150 per day while receiving services in a hospital emergency room as a result of a covered loss due to an injury if admitted to a hospital within 24 hours. Maximum four days per calendar year.

Transportation and Lodging Benefit: Pays $100 per day for a maximum of 10 days per calendar year to cover expenses incurred for transportation or lodging while receiving treatment in a hospital or medical facility located more than 50 miles from the insured’s residence.

Inpatient Mental Health Benefit: Pays $175 per day of confinement in a hospital due to a covered mental or nervous disorder for a maximum of seven days per calendar year.

Plans vary by state.

Optional Rider Benefits (available at an additional cost):

Ambulance Services Benefit Rider: Pays $250 per day for ground or air transportation for a combined maximum of four days per calendar year. Subject to a lifetime maximum of $2,500.

Outpatient Therapy/Chiropractic Services Benefit Rider: Pays $50 per day with a choice of 15 or 30 days per calendar year for outpatient therapy services for charges incurred as a result of a covered sickness or injury. Pays $50 per day for up to five days per calendar year for chiropractic services.

Skilled Nursing Facility Benefit Rider: Pays $100, $150, or $200 per day for up to 50 days when the insured is confined to a skilled nursing facility. Restoration of benefit is allowed once during the lifetime of this rider.

Lump Sum Cancer Benefit Rider: Pays $1,000; $2,500; $5,000; $7,500; or $10,000 with first diagnosis of internal cancer or malignant melanoma. Maximum of one payment. Coverage will terminate after payment of benefit. Only available up to age 80.

Lump Sum Hospital Confinement Benefit Rider: Pays $250, $500, or $750 for up to three benefit periods each calendar year when the insured is confined to a hospital.

Outpatient Surgery Benefit Rider:

Pays $250, $500, $750, or $1,000 for up to two days each calendar year when insured has outpatient surgery.

Urgent Care Center Benefit Rider: Pays $50 per day for up to four days each calendar year when insured obtains urgent care services.

Plans vary by state.

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State Availability

Current as of 05/05/2020

AZ CO IA IL IN KS KY LA MI MO NC NE NM NV OH OK PA SC TN TX UT VA WI WV WY

Plan Information

Current as of 05/01/2020

A Medicare Supplement insurance plan helps pay for out-of-pocket expenses not covered by Medicare, such as coinsurance, copayments, and/or deductibles. Medicare beneficiaries can enroll in a Medicare Supplement product at any time of the year. Elect from Plan A, B, D, F, F (HD), G, N, or a Basic Plan with Riders; may vary by state and company.

• No pre-existing condition waiting period.
• Preferred rates for non-tobacco users.
• Freedom to choose any doctor or hospital that accepts Medicare.
• Discount on premium with an automatic bank withdrawal from your checking/savings account.
• Household premium discount may be available in some states.

Some information may vary by state. See state-specific information and rates.