National Care Dental Contracting & Appointment

With the ever-increasing cost of dental & vision care, National Care Dental’s goal is to make dental & vision care affordable for the uninsured and under-insured.

Members get access to personalized care from doctors in one of the nation's largest networks. Providers who will take time to get to know members and their unique dental & vision needs.

NCD’s dental plan is underwritten by Nationwide Life Insurance Company through the National Small Business Association (NSBA). NSBA utilizes the Maximum Care PPO Plus Connection Dental Network, which includes preferred provider networks such as Careington, Connection Dental, and DenteMax networks.

VSP® Individual Vision Plans provide members with comprehensive vision coverage and access to personalized care at low out-of-pocket costs. As a not-for-profit vision care company, VSP puts their members first and is dedicated to helping them maintain excellent eye health.

National Care Dental Products and State Availability

These are National Care Dental's current products and state availability for 2023, as well as information on contracting and appointment.

Dental

View this information as a web page.

State Availability

Last reivew date: 11/10/2021

AK AL AR AZ CA CO CT DC DE FL GA IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC TN TX UT VA VT WI WV WY

Plan Information

Description & Plan Details: NCD dental plans include 1500, 3000 or 3000 Plus. Additional $2000 Buy up. Plans include $50 annual deductible for basic and major services (per person), $150 Maximum Deductible (per family), and No deductible for preventative services.

Additional benefits of each plan:

Preventive Care (100% Coverage) No Waiting Period

• Routine Exam (2 per 12 months)
• Bitewing X-rays (1 per 12 months)
• Cleaning (2 in 12 months)
• Fluoride for children under age 16 (1 in 12 months)

Basic Care (80% Coverage N Waiting Period

• Full Mouth/Panoramic X-rays (1 in 3 years)
• Sealants (ages 6 through 16)
• Space Maintainers (child under 16)
• Restorative Amalgams (fillings)
• Simple Extractions

Major Care (50% Coverage)** 12-Month Waiting Period***

• Onlays
• Oral Surgery
• Implants
• Crowns (1 per tooth, per 7 years)
• Crown Repair
• Endodontics (nonsurgical)
• Periodontics (nonsurgical)
• Periodontics (surgical)
• Denture Repair
• Dentures (1 appliance per 5 years)
• Bridge (1 per 7 years)
• Complex Extractions
• Anesthesia

Plans not available in every state.

Vision

View this information as a web page.

State Availability

Last reivew date: 11/10/2021

AK AL AR AZ CA CO CT DC DE FL GA IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NH NJ NM NV NY OH OK OR PA RI SC TN TX UT VA VT WI WV WY

Plan Information

Description & Plan Details: VSP® Individual Vision Plans provides members with comprehensive vision coverage and access to personalized care at low out-of-pocket costs.

• Exam and glasses or contact lenses in lieu of glasses.
• Guaranteed acceptance (no age restriction).
• No waiting period (on active date, access available to full range of vision benefits).
• Additional discounts (20% savings on additional glasses and sunglasses, including enhancements, from any VSP network doctor within 12 month of your last WellVision Exam and 15% savings on a contact lens exam).

Additional Benefits:

WellVision Exam – participating providers benefits:

• Covered after $10 exam copay.
• 15% savings on a contact lens exam.
• Frequency – every 12 months.

*In Florida and Oregon WellVision exams are covered after $15 Exam Copay.

Prescription Glasses – participating providers benefits (covered after $25 materials copay):

Frames

• $150 allowance for a wide selection of frames OR $170 allowance on a featured frame brand.
• 20% savings on the amount over your allowance.
• Frequency – Every 24 months.

*In Florida and Oregon there is a $120 allowance for frames every 12 months.

 Lenses

• Single vision, lined bifocal, and lined trifocal lenses.
• Impact-resistant lenses for dependent children.
• Frequency – Every 12 months.

Lens Enhancements

Progressive lenses (standard, premium, or custom) • Anti-glare • Light-reactive lenses • Impact-resistant lenses • Scratch-resistant coating • Tinted lenses • UV protection – (copay $16) • Average 20–25% savings on other lens enhancements • Frequency – Every 12 months.

Contacts (instead of glasses) – participating providers benefits:

$150 allowance for contacts and contact lens exam (fitting and evaluation).

• 15% savings on a contact lens exam.
• Frequency – Every 12 months.

Exclusive member extras:

Contact Lens Elective

Allowance includes fitting, exam, and lenses. The cost of the fitting and evaluation is deducted from the cost of the contact lens allowance. Allowance can be applied to disposables. Applies when contacts are chosen in lieu of glasses.

Additional Glasses

20% off the retail price on additional pairs of prescription glasses.

Laser Vision Care

Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities.

Plan benefits and availability vary by state.