National Contracting Center

United American Contracting & Appointment

United American Insurance Company is a wholly-owned subsidiary of Globe Life Inc. United American is licensed as a life and health insurance company in 49 states. United American’s New York affiliate Globe Life Insurance Company of New York serves independent agents and brokers offering individual and group insurance products underwritten to provide coverage for life insurance and supplemental health coverage.

For more than 45 years, United American has earned the A (Excellent) or higher Financial Strength Rating from A.M. Best Company (as of 7/21)1. With that experience and stability, we’re the Company that does what we say we will do.

United American Products and State Availability

These are United American's current products and state availability for 2023, as well as information on contracting and appointment.

Accidental Death

View this information as a web page.

State Availability

Last review date: 05/25/2023

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MD ME MI MO MS MT NC ND NE NM NV OH OK OR PA RI SC SD TN TX UT VA WA WI WV WY

Plan Information

Issue ages 18–68.

$3,000 for Member. $3,000 for Spouse. $1,000 for each child.

Member pays no premiums during the first policy year. At the end of the first policy year, member can keep coverage for a $10 a year premium. If member decides not to pay the premium the plan will terminate, and no premiums will be due.

  • Issue ages: 18-68.
  • Noncancelable & guaranteed renewable.
  • Coverage effective immediately.

Request a Product Kit for United American Accidental Death

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

First Diagnosis Cancer

View this information as a web page.

State Availability

Last review date: 05/25/2023

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MD ME MI MO MS NC ND NE NM NV OH OK OR PA RI SC TN TX UT VA VT WA WI WV

Plan Information

The policy pays a one-time lump sum benefit up to $50,000 upon written proof of first diagnosis of cancer. No physical exam required to apply. Pays in addition to all other insurance (even government or VA facility). Money is paid directly to member. Benefit not contingent upon treatment. Low monthly rates available. Policy form may vary by state. Not available in all states.

  • Issue ages 0-69.
  • Individual, single parent, and family plans.
  • Premiums will not increase with age – only on a class basis by state.
  • Guaranteed renewable until covered person’s one-time cash benefit is paid.
  • Benefit paid upon written satisfactory proof of first-time diagnosis of cancer while policy is in force.

Request a Product Kit for United American First Diagnosis Cancer

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

Health Guard Critical Illness Supplement

View this information as a web page.

State Availability

Last review date: 05/25/2023

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS LA MD ME MI MO MS NC ND NE NM NV OH OK OR PA RI SC TN TX UT VA VT WA WI WV WY

Plan Information

Issue ages 18–64.

HealthGuard is a cash benefit critical illness policy and pays a one-time lump sum benefit up to $50,000 upon written proof of first diagnosis. Covered illnesses include heart attack, stroke, total loss of eyesight and total loss of hearing, end-stage renal failure, and major organ transplant. Low monthly rates available. Not available in all states.

  • Issue ages 18 through 64.
  • Choose a lump sum benefit amount of $10,000, $20,000, $30,000, $40,000, or $50,000 (Benefit amount will reduce by 50% at age 65).
  • One-time, lump sum payment paid directly to member.
  • Guaranteed renewable to age 80
  • First diagnosis coverage – policy terminates upon payment of benefit.
  • Pays in addition to any other life, major medical, or hospital coverage.
  • Individual and spouse coverage available.

Request a Product Kit for United American Health Guard Critical Illness Supplement

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

UA ProCare Medicare Supplement

View this information as a web page.

State Availability

Last review date: 05/25/2023

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MD ME MI MO MS MT NC ND NE NH NJ NM NV OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Plan Information

Select from Plan A, B, C, D, F, HFG,G, K, L or N, may vary by state. Designated plans are available under age 65 due to disability in some states.

United American is a name trusted by doctors and hospitals nationwide. Medicare was signed into law in 1966, and that year United American Insurance Company developed its first Medicare Supplement program. UA has been providing Medicare Supplement insurance ever since, and we have developed an industry-wide reputation for quality Senior insurance products. Today, UA is one of the largest nationwide underwriters of individual insurance to supplement Medicare, and we are proud of our legacy of quality products and superior service.

Additional features:

  • 30-Day review period.
  • Effective date of coverage.
  • Limited exclusions.
  • Pre-existing conditions.

The iGO e-Application is available to submit business electronically to UA from your iPad, laptop, or PC. Any available screen-sharing service, in conjunction with the iGO e-Application, can be used to assist when initiating the application process via telephone.

Some information may vary by state. See state-specific information and rates.

Request a Product Kit for United American UA ProCare Medicare Supplement

We’ll email you a kit with brochures, commissions, and rates all specific to the state of your choice.

Request a Kit

United American Documents

Explore our up to date library of tens of thousands of files from dozens of carriers, organized by state. Rate sheets, applications, underwriting guides, brochures, and more.

To view our Agent Docs Library, you'll need to either login or register for a free account:

Quick Links

Clover Health Certification Requirements for 2024

  • Details refer to certification for Clover Health. AHIP certification must be completed separately.

Clover Health Certification Links, Guides, Phone Numbers, Emails

Clover Health Certification Requirements for 2024

  • Details refer to certification for Clover Health. AHIP certification must be completed separately.

Clover Health Certification Links, Guides, Phone Numbers, Emails

Zing Health and Lasso Healthcare Certification Requirements for 2024

  • Details refer to certification for Zing Health and Lasso Healthcare. AHIP or NABIP certification must be completed separately.

Zing Health and Lasso Healthcare Certification Links, Guides, Phone Numbers, Emails

Zing Health and Lasso Healthcare Certification Requirements for 2024

  • Details refer to certification for Zing Health and Lasso Healthcare. AHIP or NABIP certification must be completed separately.

Zing Health and Lasso Healthcare Certification Links, Guides, Phone Numbers, Emails

Medicare Sales Training Guide

This comprehensive 64-page guide covers senior insurance sales from all angles, from licensing to sales.

“Medicare 101” details coverage types, benefits, eligibility requirements & more!

WellCare Producer Certification Requirements for 2024

  • Details refer to certification for WellCare. AHIP certification must be completed separately.
  • Passing score is 85%.
  • 3 attempts.

WellCare Certification Links, Guides, Phone Numbers, Emails

WellCare Producer Certification Requirements for 2024

  • Details refer to certification for WellCare. AHIP certification must be completed separately.
  • Passing score is 85%.
  • 3 attempts.

WellCare Certification Links, Guides, Phone Numbers, Emails

SilverScript Producer Certification Requirements for 2024

  • Details refer to certification for SilverScript. AHIP certification must be completed separately.
  • There are separate certification processes for Aetna MA/MAPD and SilverScript PDP. Completing 2024 Aetna certification does not satisfy the certification requirement for SilverScript.
  • Passing score is 90%.
  • SilverScript allows 3 attempts.

SilverScript Certification Links, Guides, Phone Numbers, Emails

SilverScript Producer Certification Requirements for 2024

  • Details refer to certification for SilverScript. AHIP certification must be completed separately.
  • There are separate certification processes for Aetna MA/MAPD and SilverScript PDP. Completing 2024 Aetna certification does not satisfy the certification requirement for SilverScript.
  • Passing score is 90%.
  • SilverScript allows 3 attempts.

SilverScript Certification Links, Guides, Phone Numbers, Emails

Shared Health of MS Producer Certification Requirements for 2024

  • Details refer to certification for Shared Health of MS. AHIP certification must be completed separately.
  • More information coming soon!

Shared Health of MS Producer Certification Requirements for 2024

  • Details refer to certification for Shared Health of MS. AHIP certification must be completed separately.
  • More information coming soon!

Devoted Health Certification Requirements for 2024

  • Details refer to certification for Devoted Health. AHIP certification must be completed separately.

Devoted Health Certification Links, Guides, Contact Info

Devoted Health Certification Requirements for 2024

  • Details refer to certification for Devoted Health. AHIP certification must be completed separately.

Devoted Health Certification Links, Guides, Contact Info

Humana Producer Certification Requirements for 2024

  • Details refer to certification for Humana. AHIP certification must be completed separately.
  • English Cert/Recert is now open.
  • To access this training you will login at www.Humana.com, then click on the “Get Certified/Recertify” button from the Humana Vantage home page.

  • If you have completed the Humana PY23 Certification and are currently certified to sell Humana Medicare products, the deadline will be 5:00 pm Eastern on Thursday, November 30, 2023, to complete the PY24 Recertification.

  • Spanish Cert/Recert will be launching later in the summer. More information coming soon.

Certification Links, Guides, Phone Numbers, Emails

Humana Producer Certification Requirements for 2024

  • Details refer to certification for Humana. AHIP certification must be completed separately.
  • English Cert/Recert is now open.
  • To access this training you will login at www.Humana.com, then click on the “Get Certified/Recertify” button from the Humana Vantage home page.

  • If you have completed the Humana PY23 Certification and are currently certified to sell Humana Medicare products, the deadline will be 5:00 pm Eastern on Thursday, November 30, 2023, to complete the PY24 Recertification.

  • Spanish Cert/Recert will be launching later in the summer. More information coming soon.

Certification Links, Guides, Phone Numbers, Emails

Cigna Medicare Producer Certification Requirements for 2024

  • Details refer to certification for Cigna Medicare. AHIP certification must be completed separately.
  • Passing score is 85%. You have 3 attempts.

Cigna Medicare Certification Links, Guides, Phone Numbers, Emails

Cigna Medicare Producer Certification Requirements for 2024

  • Details refer to certification for Cigna Medicare. AHIP certification must be completed separately.
  • Passing score is 85%. You have 3 attempts.

Cigna Medicare Certification Links, Guides, Phone Numbers, Emails

BlueCross BlueShield of TN Producer Certification Requirements for 2024

  • Details refer to certification for BlueCross BlueShield of TN. AHIP certification must be completed separately.
  • More information coming soon!

BlueCross BlueShield of TN Producer Certification Requirements for 2024

  • Details refer to certification for BlueCross BlueShield of TN. AHIP certification must be completed separately.
  • More information coming soon!

Amerigroup Producer Certification Requirements for 2024

  • Details refer to certification for Amerigroup. AHIP certification must be completed separately.
  • Passing score is 90%.
  • 3 attempts.

Amerigroup Certification Links, Guides, Phone Numbers, Emails

Amerigroup Producer Certification Requirements for 2024

  • Details refer to certification for Amerigroup. AHIP certification must be completed separately.
  • Passing score is 90%.
  • 3 attempts.

Amerigroup Certification Links, Guides, Phone Numbers, Emails

Aetna Producer Certification Requirements for 2024

  • Details refer to certification for Aetna. AHIP certification must be completed separately.
  • The 2024 Individual Medicare Producer Certification for MA, MAPD, PDP and SNP launches on Wednesday, June 28, 2023

          Aetna Medicare will offer two certification options:

  • Aetna Medicare Compliance Training: Certifies producers to sell Aetna only (AHIP alternative)
  • AHIP Medicare Training: Certifies producers to sell for mulitiple carriers, including Aetna. 

 

Aetna Certification Links, Guides, Phone Numbers, Emails

Aetna Producer Certification Requirements for 2024

  • Details refer to certification for Aetna. AHIP certification must be completed separately.
  • The 2024 Individual Medicare Producer Certification for MA, MAPD, PDP and SNP launches on Wednesday, June 28, 2023

          Aetna Medicare will offer two certification options:

  • Aetna Medicare Compliance Training: Certifies producers to sell Aetna only (AHIP alternative)
  • AHIP Medicare Training: Certifies producers to sell for mulitiple carriers, including Aetna. 

Aetna Certification Links, Guides, Phone Numbers, Emails