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United American Contracting & Appointment

United American has been around since 1947 and is one of the leading writers of individual Medicare Supplement insurance. United American offers a very competitive and diverse product portfolio including Medicare Supplements, annuities, life, and supplemental health and accident plans.

For 40 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of July 2017).

These are United American's current policies and state availability for 2020.

Accident Expense

United American Accident Compensation Plan

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Issue ages: 0 to 63. Accident policy offers a choice of either lump sum accident payment up to $10,000 or hospital cash benefit. Accidental death benefit pays instead of all other benefits. Rates start from $8 per month. Not available in all states.

Cancer

United American First Diagnosis Cash Benefit Cancer

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Issue ages: 0 to 69. The policy pays a one-time lump sum benefit up to $50,000 upon written proof of first diagnosis of cancer. Benefit not contingent upon treatment. Rates start from $6 per month. Policy form may vary by state. Not available in all states.

Critical Illness

United American HealthGuard Critical Illness

AK AL AR AZ CA CO DC DE FL GA HI IA IL IN KS LA MD ME MI MO MS NC ND NE NM NV OH OK OR PA RI SC TN TX UT VA VT WA WI WV WY

Issue ages: 18 to 64. HealthGuard is a cash benefit critical illness policy and pays a one-time lump sum benefit up to $50,000 upon written proof of first diagnosis. Covered illnesses include heart attack, stroke, total loss of eyesight and total loss of hearing, end-stage renal failure, and major organ transplant. Rates start from $3 per month. Not available in all states.

Hospital Indemnity

United American Foundation Signature Series

AK AL AR AZ CA CO DC DE GA HI IL LA MI MO MS NC NE NM NV OK SD TX WI WV WY

Issue ages: 0 to 63. Foundation Signature Series is a limited benefit hospital expense policy, and applicant must have existing or pending group major medical policy. Calendar year maximum benefit amounts up to $10,000, helps cover major medical deductibles, copayments, and coinsurance associated with hospital inpatient treatment.

Hospital outpatient expense is an optional rider for an additional premium. Rates start from $6 per month. Not available in all states.

Medicare Supplement

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Select from Plan A, B, C, D, F, HDF, K, L or N, may vary by state. Designated plans are available under age 65 due to disability in some states.

Pre-existing conditions are with the exception of open enrollment/guaranteed issue periods, loss due to injury or sickness for which medical advice or treatment was recommended or given by a physician within 6 months prior to policy effective date is not covered unless the loss is incurred more than 60 days (6 months for under age 65 disability) after the effective date. Waiting period waived if replacing a Medicare Supplement policy.

The iGO e-Application is available to submit business electronically to UA from iPad, laptop, or PC. Any available screen-sharing service, in conjunction with the iGO e-Application, can be used to assist when initiating the application process via telephone.

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United American Appointment & Contracting