February is American Heart Month. Now’s the time to help clients insure themselves from the debilitating expenses of heart attack and stroke.
For GTL and Cigna, the average Heart Attack/Stroke premium is only $1 a day for $10,000 of coverage. They ask just a few underwriting questions, so approval is easy. Both companies approve policies and pay commissions in less than a week.
You can also sell Heart Attack/Stroke plans on an MA or PDP appointment if documented on your scope of appointment. Just say, “Would you like a Heart Attack/Stroke plan with that?” Then ask them who they know who has had a heart attack, stroke, or stent placement in their family and build the case for buying a policy.