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Have a Heart and Grow Ancillary Business

February is American Heart Month. Now’s the time to help clients insure themselves from the debilitating expenses of heart attack and stroke.

For GTL and Cigna, the average Heart Attack/Stroke premium is only $1 a day for $10,000 of coverage. They ask just a few underwriting questions, so approval is easy. Both companies approve policies and pay commissions in less than a week.

You can also sell Heart Attack/Stroke plans on an MA or PDP appointment if documented on your scope of appointment. Just say, “Would you like a Heart Attack/Stroke plan with that?” Then ask them who they know who has had a heart attack, stroke, or stent placement in their family and build the case for buying a policy.

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